March 21, 2019 pap smears Questions & Answers › Category: Health › pap smears 0 Vote Up Vote Down michele kingston asked 6 years ago are there any insurance companies that will pay for a yearly pap smear 1 Answers 1 Vote Up Vote Down admin Staff answered 5 years ago Howdy Michele! All health insurance carriers are required to cover pap smears under the Affordable Care Act (ACA) enacted in 2010 (also known as Obamacare). See this post for more information.